- imentary airport VIP check-in services per year
- Complimentary access to 16 international lounge visits annually via Priority Pass
- Low cross-currency foreign mark-up fee of 0.99% on international transactions
Tips for Using Credit Cards Overseas
Here are some easy tips to keep in mind while swiping your card overseas:
- Choose a card with low or no foreign transaction fees to avoid extra charges
- Inform your bank about your travel plans so your card doesn’t get blocked for any unusual activity
- Carry more than one credit card in case your primary card gets lost, stolen, or declined
- Know the travel benefits your card offers, like insurance, lounge access, or lost luggage cover
- Make sure your card has a chip and PIN for smoother, safer payments abroad
- Keep checking your card transactions while travelling to spot any suspicious charges early
- Make payments in the local currency instead of your home currency for a better exchange rate
- Use your card’s travel rewards, sign-up bonuses, and offers to save on bookings, dining, and shopping
Why Carrying a Credit Card Abroad Makes Your Trip Smoother
Travelling abroad can get tricky without the right credit card. Carrying a sound credit card makes your trip simpler, safer, and more convenient. It also saves you money and lets you enjoy valuable travel perks.
- Ease of Use
You can pay directly in the local currency without worrying about conversions. It’s quick, simple, and widely accepted almost everywhere.
- Low Forex Mark-up
Many travel credit cards charge a smaller fee on international transactions. This means you get a better exchange rate and save money every time you use your credit card abroad.
- Reward Points
You earn points on every transaction you make while travelling. Later, redeem these points for free flights, hotel stays, upgrades, and other travel perks.
- Complimentary Lounge Access
Long layovers can be tiring, but lounges make waiting easy. Use your card to access comfortable airport lounges worldwide.
- Safety and Security
Travel credit cards come with fraud protection features. If your card is lost or stolen, you can instantly block it through the app.
- Travel Insurance
Some cards offer travel insurance for medical issues, trip delays, or lost luggage. It provides peace of mind when you’re far from home.
When travelling abroad, it’s important to be aware of international credit card transaction charges, as they can significantly increase the cost of your purchases. Choosing the right credit card can make a big difference when you travel internationally. The One Credit Card stands out as one of the best credit cards for international transactions.
It offers one of the lowest forex mark-up rates at just 1%, helping you save on foreign exchange fees. One of the best aspects of using this card is getting access to the OneCard App. The app offers various features, including OneTrips, which helps you plan your international trip within your budget.
You also get advanced security features, transaction alerts, and easy card controls through the app. It lets you convert purchases over ₹2,500 into EMIs, making big transactions more manageable. With 5X rewards on your top two spending categories, you can enjoy great savings. Additionally, explore the credit card shopping offers with this metal card. Apply now and make your foreign journey smarter.
